FAQs

Chapter 7 bankruptcy allows you to get a fresh start by erasing most personal debts. While this is a great way for people who are facing real financial hardships, it has been taken advantage of in the past. For this reason, new legislation was passed in 2005 to ensure that only those in real need are allowed to file for bankruptcy. 

Hiring a successful and knowledgeable bankruptcy attorney will greatly improve your chances of successful discharge of your debt. Let Robert P. Coutts assess your personal situation and make recommendations for you.

When you apply for Chapter 7 bankruptcy, you'll need to complete the GA Means Test. This is an evaluation of your current financial status. It takes into account your income and all expenses to determine if you are currently above or below Michigan's current median income.

If you're looking for an experienced bankruptcy attorney, contact The Law Offices of Robert P Coutts.

No. When you file for bankruptcy, your property passes to the court-appointed trustee on paper. This trustee applies exemptions and disposes of the non-exempt property. The trustee then uses that money to pay off as many of your bills as possible. You are allowed to keep certain property that is considered exempt under the law.

Don't hesitate to contact The Law Offices of Robert P Coutts and consult an experienced bankruptcy attorney.

On the day your bankruptcy petition is filed with the court, federal law requires all garnishments to cease once the creditor has been notified. Any garnishment after that date will cause the garnishing creditor to be in contempt of court.

To receive the support of an experienced bankruptcy attorney, reach out to The Law Offices of Robert P Coutts today.